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High Risk Declining

Insurance Underwriter

Insurance underwriters evaluate insurance applications and decide whether to provide insurance and at what terms.

$78,780
Median Salary
101,310
Total Employed
3
Career Transitions
AI Risk Score
0 %
High Risk

Higher risk than 96% of jobs in our database

How we calculate this score →
Pivot Score 45/100

Moderate pivot potential — some transitions require new skills.

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Automation Risk Analysis

Real-time market signals

AI Can Do This Today
9/10 Very High
Job Postings
-8%
since 2020
Automation Timeline
3-7 years
until major impact

Why This Job Is At Risk

83% automation probability within 20 years

AI algorithms assess risk faster and more accurately

Automated underwriting reducing manual review needs

BLS projects 4% decline by 2033

Leaving This Role: 35,000-50,000 over next decade
Competition Level: Moderate - specialized knowledge transfers
Your Head Start: Strong - move to complex risk assessment now

Don't panic. Here's your plan.

Get Your Personal Action Plan

Job Market Data

Real trends from multiple job platforms

Moderate Demand
Current Employment
1.1M
BLS (2026)
Projected Growth
0%
2024-2034
Annual Openings
0
per year (growth + replacements)

Listing Trends

4 sources tracked
🇺🇸 United States
5K listings
Adzuna (5K)
🇩🇪 Germany
5 listings
Adzuna (2) Arbeitsagentur (3)
🇫🇷 France
174 listings
Adzuna (78) France Travail (96)
🇪🇸 Spain
2 listings
Adzuna (2)
🇬🇧 United Kingdom
874 listings
Adzuna (475) Reed (399)
Sources: AdzunaArbeitsagenturFrance TravailReed
Updated Feb 25, 2026

Career Transitions

Safe career paths based on your existing skills

Risk Management Analyst

6-12 months
35%
Salary Change +15%
Skill Overlap
80%

Skills to Learn

Risk AnalysisData AnalyticsCompliance

Actuarial Analyst

12-24 months
30%
Salary Change +30%
Skill Overlap
65%

Skills to Learn

StatisticsFinancial ModelingActuarial Exams

Claims Adjuster

3-6 months
60%
Salary Change -10%
Skill Overlap
75%

Skills to Learn

InvestigationNegotiationDocumentation

Essential Reading

Deepen your knowledge with these recommended books.

Principles of Risk Management and Insurance

George Rejda

"The definitive textbook for insurance professionals. Essential foundation for advancing in underwriting or risk management."

Get This Book

Against the Gods: The Remarkable Story of Risk

Peter Bernstein

"Fascinating history of risk management that gives underwriters deeper understanding of their profession's foundations."

Get This Book

Conquer the CPCU Exam: Your Guide to the Chartered Property Casualty Underwriter Certification

Philip Martin McCaulay

"Thorough overview of essential concepts covered in the CPCU program from The Institutes. The CPCU is THE professional designation in property-casualty insurance and risk management. Use it as a strategic companion and roadmap to navigate the CPCU learning path for career advancement in underwriting."

Get This Book

As an Amazon Associate, we earn from qualifying purchases. This doesn't affect our recommendations.

Recommended Courses

Start your transition today with these courses

★ Start Here Industry Standard

Chartered Property Casualty Underwriter (CPCU)

The Institutes

Duration 18 months
Price $2,500
Rating ★ 4.8

Skills You'll Learn

Risk ManagementInsurance LawEthics
Enroll Now →

Data Analytics for Insurance

Coursera

Duration 4 months
Price $49/month
Rating ★ 4.6

Skills You'll Learn

Data AnalysisPredictive ModelingPython
Enroll Now →

Actuarial Exam P Prep

Coaching Actuaries

Duration 3 months
Price $350
Rating ★ 4.7

Skills You'll Learn

ProbabilityStatisticsRisk Theory
Enroll Now →

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