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Medium Risk Declining -4%

Insurance Underwriter

Insurance Underwriters evaluate applications, assess risk, and determine coverage terms and pricing for insurance policies.

$78,000
Median Salary
100,000
Total Employed
2
Career Transitions
AI Risk Score
0 %
Medium Risk

Higher risk than 75% of jobs in our database

How we calculate this score →
Pivot Score 58/100

Moderate pivot potential — some transitions require new skills.

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Automation Risk Analysis

Real-time market signals

AI Can Do This Today
7/10 High
Job Postings
-8%
since 2022
Automation Timeline
3-5 years for standard risks
until major impact

Why This Job Faces Uncertainty

AI handles standard personal lines

Automated risk scoring improving

But complex commercial needs humans

Unusual risks require judgment

Leaving This Role: 40,000+ in personal lines
Competition Level: High for standard roles
Your Head Start: Move to complex risks immediately

Don't panic. Here's your plan.

Get Your Personal Action Plan

Job Market Data

Real trends from multiple job platforms

Moderate Demand
Current Employment
1.1M
BLS (2026)
Projected Growth
0%
2024-2034
Annual Openings
0
per year (growth + replacements)

Listing Trends

4 sources tracked
🇺🇸 United States
5K listings
Adzuna (5K)
🇩🇪 Germany
9 listings
Adzuna (1) Arbeitsagentur (8)
🇫🇷 France
1 listings
Adzuna (1) France Travail (0)
🇪🇸 Spain
5 listings
Adzuna (5)
🇬🇧 United Kingdom
865 listings
Adzuna (474) Reed (391)
Sources: AdzunaArbeitsagenturFrance TravailReed
Updated Feb 25, 2026

Career Transitions

Safe career paths based on your existing skills

Senior Specialty Underwriter

3-5 years
30%
Salary Change +40%
Skill Overlap
85%

Skills to Learn

Complex Risk AssessmentIndustry ExpertiseNegotiation

Risk Management Analyst

1-2 years
35%
Salary Change +15%
Skill Overlap
75%

Skills to Learn

Enterprise RiskAnalyticsConsulting

Essential Reading

Deepen your knowledge with these recommended books.

Underwriting Commercial Insurance

The Institutes

"In-depth underwriting principles. Foundation for CPCU certification."

Get This Book

Risk Assessment and Risk Management

James Kennedy

"Risk evaluation techniques. Core underwriting skill development."

Get This Book

Applied Insurance Analytics

Patricia L. Saporito

"Drawing on 25+ years of insurance industry experience, this book shows underwriters how to systematically apply data analytics to improve risk assessment, pricing decisions, and overall business performance."

Get This Book

As an Amazon Associate, we earn from qualifying purchases. This doesn't affect our recommendations.

Recommended Courses

Start your transition today with these courses

★ Start Here Gold Standard

CPCU Designation

The Institutes

Duration 2-3 years
Price $3,000
Rating ★ 4.8

Skills You'll Learn

Insurance PrinciplesRisk ManagementEthics
Enroll Now →

Commercial Lines Coverage

The Institutes

Duration 6 months
Price $800
Rating ★ 4.6

Skills You'll Learn

Commercial InsuranceCoverage AnalysisPricing
Enroll Now →

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